Guide for Whether to Buy Health Coverage or Pay the Penalty

published in: Health Insurance

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PDF Source: www.aicpa.org
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PDF File Guide for Whether to Buy Health Coverage or Pay the Penalty . Deciding whether to pay for health insurance or for go it and pay a penalty is easy for many people. They think, “Without insurance, if I get hu rt or get some disease, I’ll have to pay all my health care costs. That could wipe me out financial ly, and I can’t take the chance.” Others decide against insurance or are on the fence , typically because they’re young and healthy, or wealthy and healthy, or they think they just can’t afford it. If you fall into one of these three categories, it’s important to weigh the cost of the tax penalty against the cost of insurance premiums, copays and deductibles, even if you think you won’t need health care or you can afford to pay out of pocket.



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